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☆ Millennials and Gen Z are giving up on one of their core values and investing more like boomers
▼ + stars: | 2024-01-11 | by ( Cork Gaines | ) www.businessinsider.com time to read: +9 min

Preference for environmental, social, and governance — or ESG investing plummeted in 2023 among millennials and Gen Z. The survey examined the support for environmental, social, and governance (ESG) issues and investing across different age groups. Investments receive an ESG rating, and ESG investors pick assets that align with their views on these subjects. AdvertisementIn the survey, preference for ESG investing among millennials and Gen Z — aged between 18 and 41 — plummeted significantly compared to the year before. Tim Paradis and Alex Nicoll of Business Insider explained in December just how controversial the topic of ESG investing has become.

Persons: Z, Gen Zers, Tom Grill, Amit Seru, Seru, David F, Tim Paradis, Alex Nicoll, ESG, Paradis, Nicoll, Sara Eisen, Eisen Organizations: Service, Stanford University, Hoover Institution, Rock Center, Corporate, Investments, Stanford Graduate School of, Stanford Graduate School of Business, United, Investment, Republican, Business, Europa Press Locations: United States

☆ Millennials have become their own worst enemy in the housing market
▼ + stars: | 2023-12-02 | by ( Cork Gaines | ) www.businessinsider.com time to read: +5 min

The housing demand from millennials has made it harder for the generation to get into the game. Meanwhile, housing prices are still high but have started to pull back recently in some areas of the country. In September, Zillow reported that the total US housing market reached a record value of $52 trillion, a 49% jump since before the pandemic. AdvertisementMillennials are in danger of creating a housing bubbleThe research from Indiana University warns that the larger millennial population could lead to a housing bubble and a crash in the housing market. Demand from this generation is expected to wane just as baby boomers start to leave the housing market.

Persons: —, millennials, Zillow, ZIllow, Paul Bradbury, Millennials, boomers, Ariel Skelley, Xers, Tom Grill Organizations: Service, Federal Reserve, Indiana Business Research Center, IU Center, Real Estate, Getty, Education Data Initiative, National Association of Realtors, Indiana University Locations: millennials

☆ What are boundaries, exactly? And how do you set and enforce them?
▼ + stars: | 2023-09-12 | by ( Madeline Holcombe | ) edition.cnn.com time to read: +9 min

That can mean setting boundaries with your partner about your needs when it comes to personal space, or preserving your relationship with a parent you are close with by setting boundaries on what you expect around your children. Parts of your life you avoid might point to places that need boundaries, Orange said. Tom Grill/Tetra images RF/Getty ImagesIdentifying your boundariesBefore you can set a boundary, you need to know what your boundaries are. She also likes to have her clients look at what they are avoiding, because that may often point to a place where boundaries need to be set. You are setting boundaries to protect your needs, not to control someone else’s behavior, she said.

Persons: ”, Deborah Ashway, Nedra Glover Tawwab, Chloe Carmichael, “ It’s, It’s, Orange, “, ‘, Tom Grill, Tawwab, Let’s, ” Tawwab, we’re, Carmichael, Ashway, ’, don’t, ’ ” Tawwab Organizations: CNN, Getty Locations: New Bern , North Carolina, Utah, Charlotte , North Carolina, New York, Orange

☆ An overnight locksmith can cost $400. Here's how much you might have to fork over for other emergencies
▼ + stars: | 2023-09-08 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +4 min

Their most common approach, instead, was to put the emergency expense on a credit card and pay it over time. If you do use your credit card, make sure you prioritize paying off the balance in full by the end of the month, she added. "Use your credit card as a 30-day bridge, but commit to paying that off," she said. HELOCs interest rates are generally lower than credit card interest rates. However, they tend to be variable interest rates, so you don't want to use it if you don't have to, McClanahan said.

Persons: Winnie Sun, Tiger Woods, Frederic J, Brown, Power, Tom Grill, Angi, Carolyn McClanahan, McClanahan Organizations: Federal Reserve, Sun, Wealth Partners, CNBC FA, AFP, Getty, Planning Partners Locations: Irvine , California, Rancho Palos Verdes , California, Texas , California, New York, Jacksonville , Florida

☆ These states are restoring free school meals for all kids, regardless of income
▼ + stars: | 2023-08-03 | by ( Greg Iacurci | ) www.cnbc.com time to read: +2 min

Pandemic offered a 'trial run' for free meals"The pandemic was a trial run and it worked," Crystal FitzSimons, FRAC's director of school and out-of-school time programs, said of the universal free school meals. Inflationary pressures have since pushed up prices in many school districts, which have contended with higher costs for food and labor, said Diane Pratt-Heavner, a spokeswoman for the School Nutrition Association. Since local school districts set their own prices, they can "vary widely" across the country, the School Nutrition Association said. Loss of free meals may lead to hardshipIn 2021, the National School Lunch Program provided 2.2 billion meals, about 99% of which were at a free or reduced price, according to USDA data. Kids from "food-insecure and marginally food-secure" households are more likely to eat school meals, according to the USDA.

Persons: Crystal FitzSimons, FitzSimons, Diane Pratt, Saied Toossi Organizations: Agriculture Department, School Nutrition, School Nutrition Association, USDA, Sdi

☆ This safety net for the elderly and disabled comes with strict rules on savings. That may change
▼ + stars: | 2023-06-30 | by ( Lorie Konish | ) www.cnbc.com time to read: +6 min

Today, those thresholds are just one-sixth of their 1972 value, the Center on Budget and Policy Priorities notes, and their worth declines further each year with inflation. How SSI's asset limits may be raisedIn new research, the Center on Budget and Policy Priorities considers the effects of raising or eliminating the asset limits SSI has for beneficiaries. That $100,000 threshold would be in line with the amount eligible SSI beneficiaries are currently allowed to hold penalty-free in ABLE accounts, tax advantaged savings programs for people with disabilities. Another change — excluding the consideration of retirement accounts — could also help bolster SSI program eligibility. Eliminating the asset test entirely would raise participation in the program by 6%, the nonpartisan research and policy institute found.

Persons: Tom Grill, Kathleen Romig, Romig, Sen, Sherrod Brown, Rob Portman, Portman, Brown, —, Kristen Dama Organizations: Center, Budget, Finance, GOP, Social Security, Sherrod Brown Democratic, Democrat, Republican, Community Legal Services of Philadelphia, Social Security Administration Locations: Ohio, Dama

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